Top 10 Lifetime FREE Credit Cards in 2024 
Click here to watch this video

        Here are some of the best lifetime free credit cards in India across various categories, based on user segments and preferences:

  1. Amazon Pay ICICI Credit Card:

    • Joining fee: ₹0
    • Annual/Renewal Fee: ₹0
    • Benefits:
      • Up to 5% cashback on Amazon purchases for Prime customers.
      • 3% cashback for non-Prime customers on Amazon.
      • 2% cashback on 100+ Amazon Pay partner merchants.
      • 1% cashback across all other spends.
      • 15% discount and offers at select partner restaurants in India.
      • 1% fuel surcharge waiver at all petrol pumps in India.

  2. IDFC FIRST Select Credit Card:

    • Joining fee: ₹0
    • Annual/Renewal Fee: ₹0
    • Benefits:
      • 6X rewards on online and 3X rewards on offline spends (up to ₹25,000 monthly).
      • 10X rewards on birthday and other spends after ₹25,000 monthly.
      • Apply Now

  3. HSBC Visa Platinum Credit Card:

    • Joining fee: ₹0
    • Annual/Renewal Fee: ₹0
    • Benefits:
      • 5X rewards (up to 15,000 per year) on annual spends above ₹4 lakh.
      • Redeem rewards for InterMiles, CV points, and British & Etihad air miles.
      • Apply Now

  4. IDFC FIRST Millennia Credit Card:

    • Joining fee: ₹0
    • Annual/Renewal Fee: ₹0
    • Benefits:
      • 10X rewards on birthday and spends after ₹20,000 monthly.
      • Up to 6X rewards on monthly spends up to ₹20,000.
      • Apply Now

  5. HDFC Shoppers Stop Credit Card(Rupay):

    • Joining fee: ₹0
    • Annual/Renewal Fee: ₹0
    • Benefits:
      • 3x reward points per ₹100 spent on Shppers stop private brands shopping.
      • 1% reward point per ₹100 spent on Groceries and shopping etc.
      • Apply Now

  6. IndusInd Bank Platinum RuPay Credit Card:

    • Joining fee: ₹0
    • Annual/Renewal Fee: ₹0
    • Benefits:
      • 2 reward points per ₹100 spent on UPI Payments.
      • 1 reward point per ₹100 spent on Non-UPI Payments.
      • Apply Now

  7. AU Small Finance ALTURA Credit Card:

    • Joining fee: ₹0
    • Annual/Renewal Fee: ₹0
    • Benefits:
      • 2x reward points per ₹100 spent on Online shopping.
      • 1x reward point per ₹100 spent on Offline Shopping.
      • Apply Now

  8. Axis Bank MYZONE Credit Card:

    • Joining fee: ₹0
    • Annual/Renewal Fee: ₹0
    • Benefits:
      • 4 EDGE reward points per ₹100 spent.
      • 120 Off on spent on Swiggy.
      • Apply Now

  9. LIC Signature Axis Credit Card:

    • Joining fee: ₹0
    • Annual/Renewal Fee: ₹0
    • Benefits:
      • 2x reward points per ₹100 spent on LIC Premium Payments.
      • 1% reward point per ₹100 spent on other payments
      • Apply Now

  10. IndusInd Bank Platinum Aura Edge Credit Card:

    • Joining fee: ₹0
    • Annual/Renewal Fee: ₹0
    • Benefits:
      • 4x reward points per ₹100 spent on every spent.
      • 1 reward point = Rs. 0.40
      • Apply Now
Remember to choose a credit card that aligns with your spending habits and lifestyle. These lifetime free cards offer value without the burden of annual fees. Happy card hunting!