HDFC Indian Oil Credit Card Review



        HDFC Indian Oil Credit Card is a co-branded credit card offered by HDFC Bank in partnership with Indian Oil Corporation Limited (IOCL). This credit card is designed to offer benefits and rewards specifically tailored for fuel purchases at Indian Oil outlets, making it appealing for individuals who frequently use their vehicles.

Key features of the HDFC Indian Oil Credit Card typically include:

  • Fuel Benefits: The card offers fuel surcharge waivers and 5% reward points on fuel purchases made at Indian Oil petrol pumps. These rewards are often in the form of accelerated points or cashback.
  • Reward Points: Cardholders earn reward points not only on fuel purchases but also on other spends, such as shopping, dining, and utility bill payments. These points can be accumulated and redeemed for various rewards, including fuel vouchers, merchandise, and more.
  • Welcome Offers: HDFC Bank often provides attractive welcome offers for new cardholders, such as bonus reward points or fuel vouchers upon card activation and meeting certain spending criteria.
  • Additional Benefits: Depending on the specific variant of the card, additional benefits such as airport lounge access, insurance coverage, and discounts on dining or shopping may be available.
  • Flexible Redemption Options: The accumulated reward points can typically be redeemed through HDFC Bank's rewards program platform for a variety of options, providing flexibility to cardholders in choosing their preferred rewards.
  • Annual Fee Waivers: Some variants of the HDFC Indian Oil Credit Card may offer annual fee waivers based on spending thresholds or other criteria.

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