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Top 10 Cards:

1. HDFC Tata Neu Infinity Credit Card:  ðŸ‘‰ðŸ‘‰ Apply Now

  • Joining Fee: FREE (Limited Offer
  • Annual Fee: ₹1499+GST(18%)= ₹1,769
  • Spend 3 Lakh or more: Annual Fee Reversed
  • TATA Neu App Spends: 10% Cashback* (5+5)
  • Utility Bill Payments in TATA Neu App: 5%
  • Tata Partner Brands* (Online & in-store): 5%
  • All other spends: 1.5% Cashback
  • No Cahback: Rent, Govt spends, Wallet Load transcations
  • 1% Fuel surcharge is waived off (Rs.400-5000)
  • 8 Domestic, 4 International Airport Lounge Access Annually

2. HDFC TATA Neu Plus Card: ðŸ‘‰ðŸ‘‰ Apply Now


  •  Joining Fee: FREE (Limited Offer)
  •  Annual Fee: ₹499+GST(18%)= ₹589
  •  Spend 1Lakh or more: Annual Fee Reversed.
  •  7% NeuCoins on Tata Neu (Including 5% NeuCoins)
  •  2% NeuCoins at Partner Tata Brands (Online & in-store purchases)
  •  2% NeuCoins on bill payment & recharges through Tata Neu App
  •  All other Spends: 1% NeuCoins, 1 NeuCoin = Rs.1
  •  4 complimentary domestic lounge access per a year.
  •  1% fuel surcharge waiver.

3. IndusInd Platinum Rupay Card: ðŸ‘‰ðŸ‘‰ Apply Now


  •  Joining Fee: Life Time FREE 
  •  Annual Fee: Life Time FREE 
  •  2 Reward Points for every Rs.100 spent on UPI transactions
  •  1 Reward Point for every Rs.100 spent on non-UPI transactions.
  •  1% waiver on fuel surcharges at petrol pumps across India.
  •  Complimentary personal air accident insurance cover of up to Rs.25 lakh
  •  Reward points never expire, 1 reward point = 0.75p

4. HDFC Indian Oil Credit Card: ðŸ‘‰ðŸ‘‰  Apply Now

  •  Joining Fee: ₹499+GST(18%)= ₹589
  •  Annual Fee: ₹499+GST(18%)= ₹589
  •  Spend 50,000 or more: Annual Fee Reversed.
  •  Earn 5% of your spends as Fuel Points at IndianOil Fuel outlets (250 Fuel Points in a month for the first 6 months, later 150/Month)
  •  Earn 5% of your Grocery Spends as Fuel Points (Max.Rs.100/Month).
  •  Earn 5% of your bill payments as Fuel Points (Max.Rs.100/Month).
  •  Fuel Points are valid only for 2 years.
  •  1% surcharge waiver (Max. 250/Month)

5. HDFC UPI Rupay Card: ðŸ‘‰ðŸ‘‰Apply Now


  •  Joining Fee: ₹250+GST(18%)= ₹295
  •  Annual Fee: ₹250+GST(18%)= ₹295
  •  This HDFC credit card is issued in the form of a virtual card only.
  •  3% CashPoints of up to 500 points per month on PayZapp transactions, groceries, supermarket and dining spends.
  •  Spend 25,000 or more: Annual Fee Reversed
  •  2% CashPoints of up to 500 points per month on utility spends
  •  1% CashPoints of up to 500 points per month on other purchases, except on rent, wallet loads, EMI, fuel and government spends
  •  Min 2000 points required to redeem, 1 Cashpoint = 0.25p

6. BOB IRCTC Rupay Card:


  •  Joining Fee: ₹500+GST(18%)= ₹590
  •  Annual Fee:  ₹350+GST(18%)= ₹413
  •  Get 1000 bonus reward points on single transaction of Rs. 1000 or more within 45 days of issuance. 1 Reward Point = 0.25p
  •  4 complimentary railway lounge access per year (1 per quarter)
  •  Upto 40 Reward Points* per Rs. 100 for train ticket bookings on IRCTC
  •  Save 1% transaction charges on Train Tickets in IRCTC
  •  4 Reward Points on every Rs. 100 spent on Grocery & departmental stores and 2 Reward Points for every Rs. 100 spent on other spends.
  •  1% fuel surcharge waiver (Rs.400-3000)
  •  Max Reward points for UPI Transactions is 500/month 

7. IDFC First Power Credit Card: ðŸ‘‰ðŸ‘‰ Apply Now

  •  Joining Fee: ₹199+GST(18%)= ₹235
  •  Annual Fee: ₹199+GST(18%)= ₹235
  •  4% Rewards on HPCL Fuel & LPG spends using HP Pay App
  •  2.5% Rewards on grocery and utility transactions (Max Rs.400/M)
  •  2X Rewards on other spends
  •  2.5% savings on IDFC FASTag recharge
  •  1 Reward Point = ₹0.25, Rewards don’t expire
  •  Spend 50,000 or more: Annual Fee Reversed.
  •  1% fuel surcharge waiver capped at ₹100/month (Rs.200-5000)

8. Axis IOCL RuPay Credit Card: ðŸ‘‰ðŸ‘‰ Apply Now

 
  • Joining Fee: ₹499+(GST)= ₹579 
  •  Annual Fee: ₹499+(GST)= ₹579 
  •  100% cashback up to ₹250 on all fuel spends within first 30 days of card issuance.
  •  20 reward points per ₹100 on fuel spends on IOC Terminals.
  •  5 reward points per ₹100 spent on Online Shopping.
  •  No Cahback: Fuel, Rent Spends, EMIs
  •  Spend 50,000 or more: Annual Fee Reversed.
  •  1 rewards points per ₹100 spent on all other spends. Max 5000/month.
  •  10% instant discount for movie ticket booked via BookMyshow.
  •  1% Fuel surcharge waiver (Rs. 200 to 5000).

9. ICICI Coral Rupay Credit Card: Apply Now
  •  Joining Fee: ₹499+GST(18%)= ₹589
  •  Annual Fee: ₹499+GST(18%)= ₹589
  •  Spend 1.5Lakhs or more: Annual Fee Reversed.
  •  2 reward points on every Rs.200 spent (except on fuel)
  •  1 reward point for every Rs.100 spent on insurance and utilities
  •  25% off on Movie tickets in BookMyShow (2times/month)
  •  1% waiver on fuel surcharge (HPCL only)
  •  Milestone rewards: 2,000 reward points are credited on Rs. 2 lakh rupees spent in a year.

10. SimplySave SBI RuPay Card: ðŸ‘‰ðŸ‘‰ Apply Now


  •  Joining Fee: ₹499+GST(18%)= ₹589
  •  Annual Fee: ₹499+GST(18%)= ₹589
  •  2,000 bonus reward points on spends of ₹2,000 in first 60 days
  •  10 Reward Points per ₹150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  •  1 reward point for every Rs. 150 spent on all other spends
  •  No Cahback: Fuel, Rent, EMIs Spends
  •  Spend 1Lakh or more: Annual Fee Reversed.
  •  1% Fuel surcharge is waived off (Rs.500-3000)


UPI (Unified Payments Interface) credit cards combine the convenience of credit card payments with the seamless transfer capabilities of UPI.

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